Effective Date: September 2025
Website: https://www.chconsulting.cards

Welcome to Celia Howen Consulting (“we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our site, purchasing products, or engaging in any consulting services.

1. Use of Website

The content on this website is provided for informational and educational purposes only. You may view, download, and print materials for your personal, non-commercial use. You may not modify, reproduce, or distribute any content from this website without prior written permission.

2. Products

Our Career Values Card Sort and other related tools are designed for personal reflection and professional development. We make every effort to display accurate information about our products. However, slight variations in color, design, or packaging may occur.

Returns and Refunds:
Physical product sales are final unless your item arrives damaged or defective. Please contact us within 14 days of delivery at hello@chconsulting.cards if there’s an issue with your order.

3. Coaching and Consulting

All consulting sessions are designed to support your professional growth and decision-making. They are not therapy, legal advice, or financial advising. You are responsible for applying insights and taking action based on your own discretion.

Cancellation Policy:
If you need to reschedule or cancel a session, please provide at least 24 hours’ notice. Missed sessions without notice may be charged in full.

4. Intellectual Property

All content, including text, graphics, images, logos, and product designs, are the intellectual property of Celia H. Consulting unless otherwise stated.
Career Values Card Sort™ © 2025 Celia Howen Consulting. All rights reserved.
Unauthorized use or reproduction of these materials is prohibited.

5. Limitation of Liability

Celia H. Consulting is not liable for any damages resulting from the use or misuse of the website, products, or consulting services. By engaging with our offerings, you agree to take full responsibility for your actions and outcomes.

6. Privacy

We value your privacy. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.

7. Links to Other Sites

Our website may include links to third-party websites. We are not responsible for their content, privacy practices, or terms of use.

8. Updates to These Terms

We may update these Terms and Conditions periodically. Any changes will be reflected with a new effective date above. Your continued use of the site after updates constitutes acceptance of the revised terms.

9. Contact

For questions about these Terms and Conditions, please contact:
hello@chconsulting.cards